With digitization, consumers get cash back from debit cards, credit cards, purchasing limits, etc. The cashback can come from the extra fee a customer pays while using a debit card to pay for items. For instance, a customer can get cashback after numerous payments past the $70 purchasing limit with a debit card. In-store payment with a legitimate financial card can also give a buyer physical cashback which the cashier would deduct from the total item costs. There are many departments in the retail industry that give cash back to their customers across the United States.
Stores that give Cashback to their customers
Farm Fresh
Since Farm Fresh is a low-price grocery market, consumers can get cash back on their debit and credit cards after some significant purchase. Cashback policies differ from each item, but the general limit for debit cards is $200 purchase while the limit for Discover credit cards is $120. Farm Fresh operates grocery and pharmaceutical services with stores only in North Carolina and Virginia. Some of the stores offer higher cashback than others.
Fred Meyer
Fred Meyer is a chain of over 100 departmental stores, known for low prices and high-quality materials. They also sell stationery and operate a gas station. Fred Meyer only gives cashback on debit cards, although some stores offer cashback on checks. The purchasing limit is $300 with fees from $0.50 – $3.50. Fred Meyer has been commended for outstanding customer service and business ethics.
JayC
JayC is a grocery corporation with over 50 locations in Indiana. It also runs other services like pharmacies, gas stations, liquor stores, stamps, money services, etc. JayC gives up to $5 cashback on payments with debit cards and Discover credit cards. The purchasing limit to qualify for the cashback is $100 paid with a debit or a credit card. JayC does not charge extra fees on card payments or withdrawals.
Kroger
Since Kroger is one of the largest retail corporations in the world, with over 2,500 grocery stores across the United States, cashback is one of the ways to keep its customers. Kroger gives cashback on debit cards, personal checks, and Discover credit cards. The purchasing limit for debit cards is $300, $120 for credit cards, and $20 for personal checks. Kroger also offers ATM services for customers that want to withdraw cash.
Publix
Publix runs over 1000 stores across the United States and they only offer cash back on debit cards. The purchasing limit to get cashback on your debit card is $100. The cashback percentage would not reflect on your credit score, as you would have to go to the register to collect your cashback. Publix ATMs do not have options that dispense $1, $5, $50, and $100.
Whole Foods
Whole Foods supermarkets sell organic meals and groceries. They also run other services like gift cards, flower delivery, and meal preparation for their customers. Whole Foods gives cashback on debit cards only with a purchasing limit of $100. They do not charge extra on debit card payments.
What other ways can one save money when shopping?
Members-only loyalty program
Some grocery stores across the United States operate an online website, where consumers can create an account to facilitate their shopping. When customers create accounts, they can get membership-only rewards. Stores like Costco offer loyalty programs.
Buy items during promos
If you are looking to get expensive items like electronic gadgets at a discounted price, follow your favorite stores for updates on promos and sales. During a sale at any time of the year, grocery stocks and other items may go for almost half the normal selling price. Buying merchandise on sale would help you save more money for another shopping trip.
Compare Store Prices
Lesser prices depend on the type of store you buy items from and their location. Buying groceries from smaller stores in the neighborhood may be more expensive than buying from a bigger market. When you do your research, you will know the items your favorite stores have on sale and their prices.
Conclusion
Since prices of goods have increased over the last few months, due to the coronavirus pandemic, it is important to save. Cashback is a huge benefit of paying with a debit card, although most grocery stores require you to purchase commodities within a price range. Remember to always go for what you need and buy expensive items during the discount season.
